Owensboro Homes for Sale. Real Estate in Owensboro, Kentucky

This site is owned by Brenda Loyal with postal address: 3317 Frederica Street, Owensboro, Ky. 42301. I collect your login information in order for you to have complete access to our Multiple Listing Service that will allow you to search every home listed with every REALTOR®. I do not sell, exchange or share your information with any outside vendors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange ("IDX") program of the Owensboro Board of Realtors. IDX information is provided exclusively for your personal, non-commercial use. You must agree that you will not copy, redistribute, or retransmit any of the information provided except in connection with your consideration of the purchase or sale of an individual property. You acknowledge entering into a lawful consumer-broker relationship with Brenda Loyal and CENTURY 21 Partners, and that you have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered through this web site. You acknowledge the MLS's ownership of, and the validity of the MLS's copyright in, the MLS database. This Terms of Use Agreement shall expressly authorize the MLS, and other MLS Participants or their duly authorized representatives, to access my web site for the purposes of verifying compliance with MLS rules and monitoring display of Participants' listings on my web site.

The information contained in this website is believed to be reliable and while every effort is made to assure that the information is as accurate as possible, the owner of this site whose name appears above, disclaims any implied warranty or representation about it's accuracy, completeness or appropriateness for any particular purpose. This includes but is not limited to information provided by any third party which is accessed through this site via a hyerlink.

This site contains links to other sites. Brenda Loyal is not responsible for the privacy practices or the content of such Web sites. These links are for general information purposes only. It is the sole responsibility of any person viewing these pages to verify by outside means the accuracy of the information prior to taking action based on the content of the website and any web site linked to it.

Any reference to specific products, companies or services does not necessarily constitute or imply recommendation or endorsement by the owner of this site.

If you have any questions, contact Brenda Loyal CENTURY 21 Partners, 270-684-2100 or e-mail me at BLoyal@CENTURY21Partners.com.

It is mandated by the Kentucky Real Estate Commission that before you login to create a password, you will read the following. By creating a password and user name, you have hereby acknowledged reading the content below.

DISCLOSURES

CONSUMER GUIDE TO AGENCY RELATIONSHIPS

BRENDA LOYAL
CENTURY 21 Partners
3317 Frederica Street
Owensboro, Ky. 42301
I am pleased you have selected me and my www.OwensboroKyHomeSearch.com website to help you with your real estate needs. Whether you are selling, buying or leasing real estate, I can provide you with expertise and assistance. Because this may be the largest financial transaction you will enter into, it is important to understand the role of the agents and brokers with whom you are working. Below is some information that explains the various services agents can offer and their options for working with you.
For more information on agency law in Kentucky, you may also contact the Kentucky Real Estate Commission at (502) 429-7250, or on its website at www.krec.ky.gov.
Representing the Sellers: Most sellers of real estate choose to list their home for sale with a real estate brokerage. When they do so, they sign a listing agreement that authorizes the brokerage and the listing agent to represent their interests. As the seller's agent, the brokerage and listing agent must: follow the seller's lawful instructions, be loyal to the seller, promote the seller's best interests, disclose material facts to the seller, maintain confidential information, act with reasonable skill and care, and account for any money they handle in the transction. In some circumstances a listing broker may also offer "subagency" to other brokerages which would also represent the seller's interests and owe the seller these same duties.
Representing Buyers: When purchasing real estate, buyers usually choose to work with a real estate agent as well. Often the buyers want to be represented in the transaction. This is referred to as buyer's agency. A brokerage and agent that agree to represent a buyer's interest in a transaction must: follow the buyer's lawful instructions, be loyal to the buyer, promote the buyer's best interests, disclose material facts to the buyer, maintain confidential information and, account for any money they handle in the transaction.
Dual Agency: In some transactions, the same agent and brokerage that represent the seller also represent the buyer. This is referred to as dual agency. When a brokerage and its agents become "dual agents," they must remain loyal to both clients. They may not advocate the position of one client over the best interests of the other client or disclose any personal or confidential information to the other party without written consent.
Working With (brokerage): CENTURY 21 Partners does represent both buyers and sellers. When CENTURY 21 Partners lists property for sale, all agents in the brokerage represent the seller. Likewise, when a buyer is represented by a CENTURY 21 Partners agent, all of the agents represent that buyer. Therefore, when a buyer represented by a CENTURY 21 Partners agent wishes to purchase property listed by our company, the agent(s) involved act as dual agents. This is true whether one agent is representing both parties or two separate agents are involved. In the event that both the buyer and seller are represented by CENTURY 21 Partners agents, these agents and CENTURY 21 Partners will act as dual agents, but only if both parties agree. As dual agents, they will treat both parties honestly, prepare and present offers at the direction of the parties, and help the parties fulfill the terms of any contract. They will not, however, disclose any confidential information that will place one party at an advantage over the other or advocate or negotiate to the detriment of either party. If dual agency occurs, you will be asked to consent to that in writing. If you do not agree to your agent acting as a dual agent, you can seek representation from another brokerage. As a buyer, you may also choose to represent yourself on properties CENTURY 21 Partners has listed. In that instance, CENTURY 21 Partners will represent the seller and you would represent your own best interests. Because the listing agent has a duty of full disclosure to the seller, you should not share any information with the listing agent that you would not want the seller to know.
Working With Other Brokerages: When CENTURY 21 Partners lists property for sale, it also cooperates with, and offers compensation to, other brokerages that represent buyers. As a seller, you should understand that just because CENTURY 21 Partners shares a fee with a brokerage representing the buyer, it does not mean that you will be represented by the buyer's brokerage. Instead, that company will be representing the buyer and CENTURY 21 Partners will be representing your interests. When acting as a buyer's agent, CENTURY 21 Partners also accepts compensation offered by the listing broker. If the property is not listed with any broker, or the listing broker does not offer compensation, we will attempt to negotiate for a seller-paid fee.
Fair Housing Statement

It is illegal, pursuant to the Kentucky Fair Housing Law and Federal Fair Housing

Law, to refuse to sell, transfer, assign, rent, lease, sublease or finance housing

accommodations, refuse to negotiate for the sale or rental of housing

accommodations, or otherwise deny or make unavailable housing accommodations

because of race, color, religion, sex, familial status, disability, national origin, or

sexual orientation in some counties or to so discriminate in advertising the sale or

rental of housing, in the financing of housing, or in the providing of real estate

brokerage services. It is also illegal, for profit, to induce or attempt to induce a

person to sell or rent a dwelling by representations regarding the entry into the

neighborhood of a person or persons belonging to one of the protected classes.

I hope you find this information to be helpful to you as you begin your

real estate transaction. When you are ready to enter into a transaction,

you will be given an Agency Disclosure Statement that specifically identifies

the role of the agents and brokerages. Please ask questions if there is anything

you do not understand.

Because it is important that you have this information, Kentucky law requires

that we ask you to sign below, acknowledging receipt of this pamphlet.

Doing so will not impose a financial obligation on you or create any representation
agreement between you and Brenda Loyal or CENTURY 21 Partners, if you do not choose to do so.